Term or Whole Life Coverage?

We offer different products based on your individual needs. Below is a brief description. Each are supported by an easy-to-use quote and application process. In my experience, if I can remove the need for medical exams, reduce paperwork, and offer high quality low cost products - client satisfaction will follow!

These products come with the following Underwriting Criteria :

a few medical questions, NO medical exam, 3rd party data checks


  • Term Insurance - Quick Quote

    • Issue Ages : 20 - 65 years

    • Coverage Amount : $100,000 - $1million

    • Maximum Term Coverage : 20 years

    • Typical client : excellent health, history of financial stability

    • Benefits : shorter application, immediate decision


  • Simplified Issue Term Life - Quick Quote

    • Issue Ages : 18 - 69 years

    • Coverage Amount : $5,000 - $500,000

    • Maximum Term Coverage : 20 years

    • Typical client : excellent health, history of financial stability

    • Benefits : 2 medical questions, no medical exam, quick decision


  • Simplified issue Whole Life - Quick Quote

    • Issue Ages : 18 - 85 years

    • Coverage Amount : $1,000 - $100,000 (varies by age)

    • Underwriting Criteria : a few medical questions

    • Typical client : good health, history of financial stability

    • Benefits : 2 medical questions, no medical exam, quick decision, accrues cash value over time, policy loans available, no limit on term coverage

  • guaranteed acceptance whole life - Quick Quote

    • Issue Ages : 45 - 80 years

    • Coverage Amount : $2,000 - $20,000

    • Underwriting Criteria : NO health questions

    • Typical client : middle age, good health, history of financial stability

    • Benefits : accrues cash value over time, policy loans available, no limit on term coverage